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Debt management plans

This section tells you what you need to know about debt management plans (DMPs). It includes pages on the advantages and disadvantages of DMPs, how to choose a provider and what to do if you are experiencing problems with an existing DMP.

Debt management plans explained

Debt management plans - what you need to know
Credit rating - impact of DMP

Getting a debt management plan

How to get a DMP
Do you need to pay for a DMP?
Choosing a DMP provider
Rules DMP providers must follow
Information your DMP provider must give you

While a debt management plan is in place

Struggling to pay your DMP
Creditors still contacting you - DMPs
Cancelling your DMP
Changing your provider
Debt has increased since DMP
Your debt management plan provider has closed

Complaints about DMPs

Complaining about debt management plan providers
DMP fees too high?
Misled by a DMP provider
Cold called by a DMP provider